Payment links
Create a link for a product, a deposit or an invoice, and send it by email, chat or social media. Customers can pay the same link as many times as you like.
Online checkout for European businesses
Take card payments online from 1% per payment.
Share a payment link, send customers to a checkout page, or build it into your site with our API. No monthly fee, no setup cost and no fixed charge on each payment.
- Money settles straight to your own Teya account
- Apple Pay and cards
- Card details never touch your site
- Test everything before you go live
- 1Order
- 2Details
- 3Pay
- 4Done
Nordhaven CoffeeYour basket · example shop
- Espresso beans 1 kg€12.50 each €25.00
- Hand grinder€49.00 each €49.00
Total€74.00
Next: the secure checkout page, in the shop's colours
Nordhaven CoffeeSecure checkout
3 items€74.00
Shop settings · try it
Switch on what this checkout asks, the way a shop does in its dashboard.
Email and country are always asked.
Opening Teya's secure payment page…
Teya secure paymentExample page · no card is charged
Nordhaven Coffee€74.00
or pay by card
Visa•••• 4242example card
Confirming the payment with Teya…
Payment received
Thank you. Order NH-1042 from Nordhaven Coffee is confirmed.
€74.00 · Visa •••• 4242
Card declined
Nothing was charged. The customer can try again or use another card.
Behind the scenes This is the shop's own basket. Try changing the quantities, then go to checkout.
What the shop pays
Order€74.00
Rate1.80%
Fee−€1.33
Settles to the shop€72.67
No monthly fee and no fixed fee per payment.
Four ways to get paid
Start with a link. Grow into an API.
Every option uses the same secure checkout, and you can use several at once.
Pay button
Paste one line of HTML into any website builder to add a button that opens your checkout.
Hosted checkout
Your server creates a checkout with POST /v1/checkouts, then sends the customer to the returned address. We bring them back to your site when they've paid.
API and notifications
Create checkouts, issue refunds and receive signed notifications on your server the moment a payment succeeds.
How it works
From sign-up to your first payment
Sign up and see your rate
Tell us your monthly card volume and what you sell. Your rate appears straight away, and you can start testing at once.
Connect your Teya store
Payments settle to your own Teya account. Paste your store credentials into the dashboard and we set up payment notifications for you.
Share a link or add the API
Go live once your account is approved. Payments settle to you the next day, and each one appears in your dashboard.
Security
Built so card data never reaches you
Customers review their order on your checkout, then enter their card on Teya's secure payment page. We never see or store card numbers, which keeps your PCI obligations to the simplest level.
- ✓Every payment is confirmed with TeyaWe never mark an order paid because of a redirect. We ask Teya directly first.
- ✓Signed notificationsEach notification we send your server carries a signature you can verify, so nobody can fake a payment.
- ✓Safe retriesSend the same request twice, for example after a timeout, and you still get one checkout.
- ✓Test modeTry the whole flow, including declined cards, before any real money moves.
Questions
Before you sign up
Who holds the money?
You do. Payments settle directly to your own Teya account, usually the next working day. We never hold your customers' money.
Is there a fixed fee per payment?
No. You pay one percentage per payment, between 1% and 2.5% depending on your monthly volume and business type. There's no monthly fee and no setup cost.
Do I need a Teya account?
Yes. Your payments settle to your own Teya store. If you don't have one yet, we'll help you open it during onboarding.
How can my customers pay?
With Apple Pay, or a Visa or Mastercard credit or debit card, all processed by Teya. Apple Pay appears automatically on phones and browsers that support it. There's nothing to set up, and it costs the same as a card.
Can I try it before going live?
Yes. Every account starts in test mode with a built-in payment simulator. Connect your Teya test credentials to try the real payment page.
See your rate in a minute
Tell us your monthly card volume and what you sell, and your rate appears straight away. You can start testing immediately.
Get started